Vivienda Propia Mortgage

Vivienda Propia Mortgage

Need Access to Cash So You Can Realize Your Plans?

Home Improvements: You may want to increase the value of your home and improve its functionality or appearance. A home improvement loan may be just what you need.

Investment Properties: You may want to invest and purchase another house. Investment properties are becoming the option of choice for today's investor.

Vacation Homes: Investing into a vacation home offers leisure time benefits and the opportunity for a solid return on investment.

College Tuition: Colleges and universities are expensive nowadays. The equity in your house makes it possible to give your children the education you always wanted them to have.

A Big Purchase: You may need money to buy a car, a mobile home, or a boat. The choice is yours!

Have Access to Cash: (Just in case...!) With potentially increased tax-deductions*.

And Many Other Uses...!

We're Ready to Help with Multiple Home Equity Options!

Save Money: An equity loan combined with a first mortgage can help reduce out-of-pocket down payment cash and eliminate mortgage insurance costs.
Freedom of Choice: Flexible repayment terms -- you can choose for yourself without affecting the first mortgage.
Reach Your Goals: Now you can use your home's equity to reach other financial goals. Choose a feature-rich home equity loan or line to serve your specific needs. You'll enjoy higher credit limits, possible tax deductions on interest paid*, plus greater financial flexibility.

Home Equity Line of Credit	Home Equity Loan
Ideal for large, ongoing expenses - can be used and reused without reapplying.	Ideal for large planned expenses and major purchases.
Adjustable interest rate.	Set interest rate and term over the life of the loan.
Lower monthly payments.	Predictable monthly payments.
Choose payment option each month, as low as interest-only!	One time advance of the entire loan amount.

Yes, you guessed correctly: Our portfolio includes many programs of 2nd mortgage loans and lines for homeowners wanting to refinance their homes to take advantage of the flexible terms and competitive rates Vivienda Propia offers. We also have programs that require no income documentation or proof ("No-Doc Loans") and programs that are designed for many types of credit -- even if you've had some problems in the past with your credit history -- and programs that include additional cash for you to use any way you'd like.

Call us, our loan officers will help you choose a program that fits your personal needs and situation!

As part of our ongoing commitment to service, we offer free use of calculators for your own savings analysis. They will help you identify the most beneficial loan program based on monthly payment savings, increased cash flow, yearly savings projected over time, and possible tax advantages. To know how much cash you need or how consolidating your debts will save you, click here.

Some highlights of our programs:

No income documentation required,
Interests only loans,
Additional cash out,
Monthly payment savings of up to 60% or more,
Less than perfect credit,
No appraisal required in most cases,
Up to 125% or more of the value of your home,
And much, much more!

Use our calculators to estimate your payments and your savings,
Apply for a home improvement loan now!

Call us at 1-866-873-3839

*Consult your tax advisor. Some restrictions may apply.